Need an appraisal in Columbia Falls or Flathead County?

The top 7 reasons why MT homeowners order from Northwest Montana Appraisals, Inc.:

To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
Challenge a property tax assessment
To cut a mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
In the case of a MT divorce, where real estate needs to be divided
To settle an estate in MT by determining the true market value of real estate in question

Own a home in or near Columbia Falls, MT and need help determining the value of it?
Contact Northwest Montana Appraisals, Inc..

At Northwest Montana Appraisals, Inc., we understand the particular needs of a consumer looking for appraisal services. Our customary business clients get the appraisal process and the standard "products" we deliver to them. As our non-traditionalclient, we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Northwest Montana Appraisals, Inc., will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value report than yours.

PMI Removal Appraisals

An attractive money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. Northwest Montana Appraisals, Inc. is veterans in helping consumers just like you rid themselves of unwanted and unneeded PMI insurance.

Challenging Flathead county's assessment of your property

Your local tax assessor may have your house overvalued if your house is not appreciating as much as other homes nearby. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting a professional appraisal from Northwest Montana Appraisals, Inc. is your chief weapon.

HELOC recently frozen?

If your property is close to a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow angle, and bad for your credit score since it may appear as though that credit line is maxed out. Northwest Montana Appraisals, Inc. can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for preciseness? Northwest Montana Appraisals, Inc. offers field reviews where we go out and check the subject and comparables in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your property.