Need an appraisal for an FHA-backed mortgage? Call Northwest Montana Appraisals, Inc.

We assure you that Northwest Montana Appraisals, Inc. is an FHA-certified appraisal provider in MT. This indicates that we are qualified and approved by the FHA to do appraisal reports for home loans insured by them. A portion of the ongoing training our staff at Northwest Montana Appraisals, Inc. undergoes deals exclusively with decoding the FHA's documentation and their rules and procedures.

An FHA loan is insured by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). The lender takes care of all the finances; the FHA simply secures the transaction through mortgage insurance in case the borrower does not pay off his or her loan. Available to all consumers, FHA loan programs are formed to aid credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

Down payments are often lower with an FHA loan despite using conventional market rates. Buyers with lesser income or less starting funds to put down on a loan are assisted the most from FHA loan programs.